Insurance Rate Finders
Agency LLC

Our services can help you discover excellent insurance coverage at affordable prices.

Insurance Rate Finders
Agency LLC

Our services can help you discover excellent insurance coverage at affordable prices.
Know About Us

Insurance Rate Finders Agency LLC aim to Provide professional care and Quality Service.

Insurance Rate Finders Agency LLC is a authorized Licensed , independent insurance agency that has been serving individuals, families, and businesses in US over 25 years.

At Insurance Rate Finders Agency LLC, we prioritize our clients and their unique insurance needs. While large national brokers may offer a diverse range of products, they often treat their clients as numbers rather than individuals. On the other hand, small brokerage firms may provide personalized services but may not have the depth of products and services to address complex issues. However, at Insurance Rate Finders Agency LLC, we leverage our access to a broad range of companies and products to tailor the best insurance package for you, while also providing unmatched service.

We proudly serve FL, GA, SC, NC, VA, MI & LA Customers
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Years Of Experience

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Trusted By Families

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Customised Coverage

Insurance Solution
We Specialize In

Bundle or Separate? How to Decide on Your Insurance Policies!

Personal Insurance

The best way to secure your family’s future is with Personal insurance. So let us take the guesswork out of selecting the right life insurance plan for you.

Business Insurance

If you’re on Business Insurance or will be soon, you must ensure you have the best insurance coverage possible. That’s where we come in.

We are Committed to

Protecting Your Dreams

We work tirelessly to safeguard what matters most to you and your family, your assets, and your future. With tailored insurance solutions and expert guidance, we help ensure your dreams are protected at every stage of life.

Click & Learn

Insurance Coverage

Home Insurance Coverage
Renters Insurance Coverage
Auto Insurance Coverage
Business Owner Coverage
Key Person Life Coverage
Fleet Insurance Coverage
Cyber Insurance Coverage

Home Insurance Coverage

Risk Factors

You return from a family vacation to discover thieves have stolen electronic equipment from your media room.

Solution

If your possessions are stolen, damaged or destroyed in an insured loss, your home insurance coverage can help replace them, up to the policy’s stated limits.

Renters Insurance Coverage

Risk Factors

On an especially gusty day, strong winds push a small potted plant off your apartment’s balcony and onto a neighbour who is passing below. He is seriously bruised, and decides to sue.

Solution

Renters liability coverage under renters insurance may help if you’re responsible for an injury to someone outside your household.

Auto Insurance Coverage

Risk Factors

You suffer minor injuries when another driver runs a red light and clips your car’s rear fender. On top of it all, the driver doesn’t have auto insurance.

Solution

Uninsured motorist coverage covers the costs of your bodily injuries — up to your policy limit – when they are caused by an at-fault driver without any auto insurance.

Business Owner Coverage

Risk Factors

A business owner would require to take various types of insurance coverage to cover each risk. This can cost them more if they take it separately.

Solution

A business owner policy packages all the required coverage a business owner would need. BOPs often include business interruption, property, vehicle, liability, and crime insurance. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage.

Key Person Life Coverage

Risk Factors

A company fails to retain its clients or uphold its reputation based on a particular employee’s skills or name (like a partner at a law firm).

Solution

Key Person Life insurance can be taken to retain clients and uphold their reputation.

Fleet Insurance Coverage

Risk Factors

Your driver meets with accident while driving a company vehicle at night and incurs great damage to your vehicle along with the goods in transit.

Solution

Many policy providers offer coverage for fleet overnight since some businesses might need their vehicles to transport goods within one night.

Cyber Insurance Coverage

Risk Factors

Your office system got hacked, and personally identifiable information was stolen. So you had to hire a public relations firm to restore your brand image.

Solution

Cyber Insurance would cover any loss and pay for hiring a public relations firm.

News & Blog

Latest Insight, Insurance Trends

January 28, 2026
Life Insurance by Age: How Much Coverage Makes Sense in Your 20s, 30s, 40s and Later!

Life insurance feels simplest when it matches your life stage. In your 20s you are building your base. In your 30s responsibilities often grow with a home, family plans and bigger monthly costs. In your 40s you usually focus on protecting what you have built and keeping long-term goals on track. Later, the goal is […]

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January 25, 2026
Umbrella Insurance Explained: Why This Extra Coverage Can Save You From Big Bills!

Most of us think about money in terms of paychecks, rent or mortgage, gas and grocery runs. What often gets missed are the surprise events that can knock a careful budget off track. Umbrella insurance is one of those lesser-known tools that can help protect your savings when life does not go according to plan, […]

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January 21, 2026
Small Business Liability Insurance: A Simple Guide for Freelancers and Solo Workers!

Running your own one-person business in the U.S., whether you’re a freelance designer, rideshare driver, consultant, or home-based baker can feel exciting and overwhelming at the same time. You’re juggling client work, invoices, family schedules, maybe winter travel or weekend sports runs, while also trying to make smart money decisions.   1. Start with a “what […]

Read More

Read Our Latest Blog

Life Insurance by Age How Much Coverage Makes Sense in Your 20s 30s 40s and Later
Life Insurance January 28, 2026
Life Insurance by Age: How Much Coverage Makes Sense in Your 20s, 30s, 40s and Later!
Life insurance feels simplest when it matches your life stage. In your 20s you are building your base. In your...
Read More
Umbrella Insurance Explained Why This Extra Coverage Can Save You From Big Bills
Insurance January 25, 2026
Umbrella Insurance Explained: Why This Extra Coverage Can Save You From Big Bills!
Most of us think about money in terms of paychecks, rent or mortgage, gas and grocery runs. What often gets...
Read More
Small Business Liability Insurance A Simple Guide for Freelancers and Solo Workers
Business Insurance January 21, 2026
Small Business Liability Insurance: A Simple Guide for Freelancers and Solo Workers!
Running your own one-person business in the U.S., whether you’re a freelance designer, rideshare driver, consultant, or home-based baker can...
Read More

Phone:

NC: 336-999-1934
GA: 770-374-9130
Office: 336-515-1553

Email

irf.agency@insrfs.com

Location:

Serving in FL, GA, SC, NC, VA, MI & LA

Opening Hours

Monday – Friday
8 am to 7 pm

Contact Insurance Rate Finders
Agency LLC

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